Bicycle Accident Situation

If You Liked it, Then You Shoulda Put a Helmet on it!

As a bicycle accident attorney I have often thought, what is the hardest thing about learning to ride a bike? The road.

Under Arizona law, cyclists have the same rights and responsibilities as motorists. When riding, always:

The goal is for no one to have an accident, regardless of what they ride or drive. According to the Governor’s Office of Highway Safety, however, the bad news about cycling accidents for 2009 through 2103 is:

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Arizona Bicycle Laws are Just That – Laws:

These sections from the Arizona Revised Statutes are the law in Arizona, not simply suggestions or good ideas:

Remember, you may ride far enough from the road edge to avoid potholes, rough pavement, storm drains, and pavement joints, and to avoid pedestrians, dogs, parked vehicles, and other objects. You may occupy any part of a lane to stay safe. Never compromise your safety for the convenience of a motorist behind you.

You should also be careful when riding in groups, as your safety may be in the hands of another cyclist. A sudden hazard not visible to those following could lead to an unexpected braking or swerve, and in turn, several riders going down. Cycle with those you trust who have proven to be safety conscious and not overly concerned about impressing everyone with speed or daring.
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Be Prepared for the What Ifs – You Really Need Insurance:

Not only should you protect yourself physically with the proper gear, you should also protect yourself financially by having health insurance before you ride. Bike accidents do happen, and if a motor vehicle is involved, it generally does not go well for the cyclist. Cyclists can and do suffer more than minor scrapes and bruises, so having health insurance is a must.

Sometimes riders are injured by uninsured or underinsured motorists. If you have un- and underinsured motorist coverage (known as UM/UIM) on your auto policy, your auto insurance will cover you while riding your bike if you are injured by such a motorist. Some cyclists purchase umbrella coverage that can increase the limits of their UM/UIM coverage.
Never Too Many Bikes
Finally, for the serious cyclists, because of the expense in buying and maintaining bikes and their components, you should consider getting bike insurance to cover your investment. Having an accident is bad enough, but having your bike or any of its parts destroyed will make you feel even worse. Look for a quality insurance company that covers everything on your bike, including the frame, for accidents and theft.
Sell Bicycle
At Rowley Chapman & Barney, our bicycle accident attorneys have the expertise and experience to help you through any serious cycling accident you may have. We know how terrible a bicycle accident can be, and can help you get the medical care and bike repair or replacement you need. We know how to evaluate bicycle values and can find experts who can prove your bike’s value. If you need our help, just give us a call at (480) 833-1113 or send me an email to chapman@azlegal.com.

Bicycle Fund

Attorney Profile: Kevin J. Chapman, Bicycle Accident & Personal Injury Attorney

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